A modular platform vision for independent TPAs that want better visibility across administration, recordkeeping, financial processing, and client service.
The modules below describe the intended product scope. Exact functionality, calculations, integrations, and release status should be confirmed during technical discovery.
Maintain plan-level configuration and organize recurring administrative workflows with consistent data and review history.
Provide a traceable foundation for participant accounts, financial activity, balances, and reconciliation.
Help teams intake payroll and contribution files, validate information, resolve exceptions, and track processing status.
Run nondiscrimination and annual limit testing on each plan's census, track Form 5500 / 8955-SSA and corrective-distribution deadlines, and keep review tasks and supporting records together for plan professionals.
Connect client, plan, and service information to proposal preparation and billing workflows.
Offer clearer access to relevant information and tasks, with access scoped to each role and relationship.
Support controlled comparison of internal records with external investment, custodian, or recordkeeper information where interfaces are available.
Use AI where it improves staff efficiency and understanding—without bypassing defined business rules or financial controls.
Read the AI guardrails: AI never changes a ledger balance →
Compliance work is a list of specific, dated obligations. Here is where each one stands in the KinetiPlan pilot build, stated plainly.
The compliance calendar dates each plan's corrective-distribution and 402(g) excess deferral refund deadlines, and the testing suite flags the participants affected for review.
Run the deadline calendar →Partly in the pilotRun ADP/ACP, 410(b), top-heavy and 402(g) checks on year-to-date census data at any point in the year, and re-run after a match change. Year-end annualizing is applied by your staff.
See mid-year testing →In KinetiPlanGenerate Form 5500 and its schedules, resolve validation anomalies, route the filing for sponsor signature and transmit directly to EFAST2 after explicit human approval.
See direct EFAST2 filing →Proposed for pilot scopeNot in the pilot build. The census already holds age, status and balance, so participant-level RMD alerts are a candidate rule to define against your plan documents in a pilot.
Read the RMD approach →Proposed for pilot scopeNot in the pilot build, and KinetiPlan does not move money. Terminated participants and balances are visible on each census; a dated force-out project template is proposed for pilot scope.
Read the force-out approach →In the pilot buildThe testing suite checks annual additions against a $72,000 default cap and flags participants over the limit as action required for qualified staff.
Try the 415(c) checker →Status reflects current product scope. Testing results are for review by qualified staff; KinetiPlan is not a certified testing engine and does not provide legal or tax advice.
Let’s discuss your current tools, data flows, operating model, and the best first pilot.